Canada. Canada Pension Plan

Toronto and Area Office

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Record #: OCR1755 Last Modified: 15 Nov 2013 Last Full Update: 07 Oct 2013
Address, Telephone, E-mail, Website
Located In CommunityToronto
Mailing Addressc/o Service Canada 
Box 5100 
Stn D 
Scarborough, ON M1R 5C8
AccessibilityFully Accessible
Office PhoneEnglish Inquiry Line, toll free 1-800-277-9914 * French Inquiry Line, toll free 1-800-277-9915
TDD/TTY PhoneToll free 1-800-255-4786
Websitewww.hrsdc.gc.ca/eng/oas-cpp
Description and Services
HoursInquiry Lines Mon-Fri 8:30 am-4:30 pm
DatesYear-round
DescriptionMonthly retirement pension available at 65 years (or between 60 and 64 years if earning requirements met during initial qualifying period) * disability benefits if under 65, plus allowance for dependent children * survivor benefit * orphan's benefit for dependent children * also death benefit (lump sum payment to estate, or persons responsible for funeral costs) * pension credits earned by either spouse during legal or common law marriage (same-sex or opposite-sex) may be divided equally (credit splitting) on termination of marriage or after separation for one year

Survivor and disability benefits subject to a qualifying period -- duration varies depending on length of individual's contributory period and benefit applied for * under certain conditions periods of contributions made in agreement countries may be added to periods of contributions under CPP to meet minimum qualifying period * amount of CPP benefits payable is in proportion to contributions

Program of Human Resources and Social Development Canada, delivered by Service Canada
EligibilityThose who have made contributions to the Canada Pension Plan * see below for age and other qualifications * Canada has reciprocal social security agreements with many other countries -- see website for details
ApplicationApply 6 months before becoming eligible (not automatic) * application forms available online, by phone or in person at Service Canada sites -- see separate entries
Languages of ServiceEnglish ; French
Areas ServedOntario
Subjects
SubjectsCanada pension plan ; Federal government ; Financial programs ; Old age security
Service Categories - Blue BookFinancial Aid
Broader TermsFinancial programs ; Financial services ; Government ; Pensions